Injured in a Car Accident? Get the New York Accident Attorney You Deserve.
Nobody expects to be in a serious auto accident—until it happens. Yet, statistically, nearly everyone will be affected by a motor vehicle accident in their lifetime.
For those injured, securing financial compensation for pain, suffering, and lost wages can feel like navigating a minefield. Insurance laws, statutes, and regulations are intentionally complex, making it highly challenging to protect your rights on your own.
At our firm, you are a friend, not a number. We have the experience required to guide you through these difficult times and fight for the recovery you deserve.
Don’t Let Insurance Companies Shortchange You
Dealing with insurance companies can be just as stressful as the accident itself. While you may be focused on property damage, you may also be entitled to compensation for medical bills and lost wages.
Be careful: Do not discuss your case with an insurance carrier without legal representation.
- Early Settlement Traps: Insurance adjusters often try to settle serious injury cases quickly for a small fraction of what they are worth. If they offer an early payout, they likely know your claim is significant.
- Hidden Costs: Signing an early settlement could leave you personally responsible for denied medical bills incurred before or after the agreement.
- Cooperation Requirements: While failing to cooperate with a carrier can result in a dismissed claim, an experienced attorney will ensure you communicate safely and strategically.
Urgent Deadlines: Understanding Your No-Fault Benefits
Personal injury claims have strict time limits, but No-Fault benefits expire even faster.
- You typically have only 30 days from the date of the accident to file for medical, health, or lost wage benefits. Failing to act means waiving your rights entirely.
- If your deadline has not expired, our firm will handle your No-Fault claim alongside your personal injury case.
- We will also help you secure reimbursement for medically necessary travel expenses, mileage, and household assistance.
Supplemental Insurance & Complex Policies
Navigating the fine print of an auto insurance policy is confusing, but it can unlock critical compensation:
- UM/SUM Coverage: If the “at fault” driver has a limited policy limit (or if there is a “hit and run accident”), we can pursue a claim against the Underinsured or Uninsured Motorist (UM/SUM) portion of your own policy to help adequately compensate you for any serious injury.
- Spousal Insurance: If you were injured due to the fault of your spouse, you may be able to file a claim against your own insurance carrier. While few drivers realize this is an elective option, we can verify your coverage and bring a claim for pain and suffering.
- No Rate Penalties: In most scenarios, filing these supplemental claims will not increase your personal insurance rates.
What Qualifies as a “Serious Injury” Under New York Law?
Many victims assume they do not have a case. Under New York State Insurance Law, you may pursue a lawsuit against the negligent party if your injury meets the “serious injury threshold,” which includes:
- Death or Loss of a fetus
- Dismemberment (loss of limbs)
- Fracture of any bone
- Significant disfigurement or scarring that a reasonable person would view as objectionable.
- Permanent loss of use or permanent consequential limitation of a body organ, member, function, or system.
- Significant limitation of use of a body function or system.
- The 90/180 Day Rule: A non-permanent impairment that prevents you from performing your usual daily activities for at least 90 of the 180 days immediately following the accident.
Types of Motor Vehicle Accidents We Handle
Our firm aggressively represents victims across all types of traffic and personal injury accidents, including:
- Automobile Accidents
- Hit-and-Run Accidents
- Motorcycle Accidents
- Taxicab Accidents
- Commercial Vehicle & Tractor-Trailer Accidents
- Automobile Workers’ Compensation Accidents
Protect Your Rights—Call Us Today
Time is limited. If you wait too long, you may lose your right to make a claim at all.
Call us today to speak directly with one of our dedicated team members. We will answer your questions entirely free of charge and help you determine if you have a case.
- Call Toll-Free: (888) 722 4752
- Get a Free Evaluation: Fill out our online contact form, and a staff member will respond immediately.